Welcome to the MidCurrent Learning Center (the “Site”). By accessing or using our Site, services, or content, you agree to comply with and be bound by the following terms and conditions (the “Terms of Use”). Please read these Terms of Use carefully. If you do not agree to these terms, you should not access or use the Site.

1. Acceptance of Terms

By accessing and using this Site, you accept and agree to be bound by these Terms of Use, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to services offered through the Site. If you do not agree, please refrain from using our Site.

2. Use of the Site

• You must be 18 years or older to use this Site or have the consent of a parent or guardian.
• You agree to use the Site only for lawful purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site.
• You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.

3. Intellectual Property

All content on the Site, including text, graphics, logos, images, videos, and software, is the property of MidCurrent or its content providers and is protected by copyright, trademark, and other applicable laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content on the Site without prior written permission from us.

4. User Submissions

By submitting questions, feedback, or any other content through our Ask Experts feature or other forms on the Site, you grant MidCurrent a non-exclusive, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, publish, translate, distribute, and display such content in any medium, including as part of our Learning Center. You also agree that your submitted content may be displayed alongside your name or other identifying information as provided by you.

5. Membership and Subscriptions

• All subscriptions renew automatically unless canceled prior to the renewal date. Refunds are not provided once a subscription has renewed.
• It is your responsibility to manage and cancel your subscription by accessing your account settings on the Site.
• We reserve the right to modify membership fees or terms at any time with prior notice provided via email or the Site.

6. Disclaimer of Warranties

The Site and its content are provided “as is” and without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. MidCurrent does not warrant that the Site will be uninterrupted or error-free or that any defects will be corrected.

7. Limitation of Liability

In no event shall MidCurrent, its affiliates, partners, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site, including but not limited to loss of data, profits, or other intangible losses, even if advised of the possibility of such damages.

8. Termination

We reserve the right to suspend or terminate your access to the Site at our sole discretion, without prior notice, for any reason, including but not limited to violations of these Terms of Use.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these Terms of Use shall be resolved exclusively by the courts in the jurisdiction of [Insert State or Region].

10. Changes to the Terms

MidCurrent reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site constitutes your acceptance of the modified terms.

11. Contact Us

If you have any questions about these Terms of Use, please contact us at:

Email: [email protected]

Address: MidCurrent, [Insert Address]

Thank you for visiting MidCurrent Learning Center.